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FinTech Startups 2021

As the digital transformation of our world accelerates, technology companies are increasingly disrupting the legacy financial sector. Consumer products, asset classes and enterprise services are being rethought by an emerging generation of venture-fueled FinTech companies. Like all companies on Startup Search Lists, these FinTech startups are backed by great venture firms, growing fast, and hiring now.

Companies

Ramp

The only corporate card designed to help companies spend less.
Backed by Founders Fund
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Modern Treasury

Marries business logic and bank statements by helping companies make sense of payments.
Backed by Benchmark
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Cedar

Improves the healthcare financial experience.
Backed by Andreessen Horowitz
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Even

Responsible, on-demand pay platform.
Backed by Khosla
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BlockFi

Providing financial services for cryptoasset holders.
Backed by Morgan Creek
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Vise

Automates investment management for financial advisors using artificial intelligence.
Backed by Sequoia Capital
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SigFig

Provides automated investment advice by working with wealth managers and consumers.
Backed by Union Square Ventures
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Public

Makes stock market investing social.
Backed by Accel
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Snapdocs

Simplifies mortgages by helping real estate participants close work together.
Backed by Sequoia Capital
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Papaya

Uses the power of technology to take the pain out of paying bills.
Backed by Bessemer Venture Partners
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Ethos Life

Makes it faster and easier to get term life insurance by using predictive analytics.
Backed by Sequoia Capital
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Plaid

Connecting bank accounts to applications through a secure API
Backed by Kleiner Perkins
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Rapyd

Builds APIs that help integrate payments and fintech capabilities into any app.
Backed by General Catalyst
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Alpaca

Modularizes the world’s asset management activities through a stock trading API.
Backed by Spark Capital
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Carta

Helps businesses manage cap tables, valuations, and investments through equity management platform.
Backed by Andreessen Horowitz
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Divvy

Combining seamless expense management software with the world's smartest business card.
Backed by Insight Partners
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Cadre

Connecting investors and operators of real estate through a digital marketplace.
Backed by Andreessen Horowitz
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Earnin

Unlocking pay for workers as soon as they work the hours.
Backed by Andreessen Horowitz
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Blend

Powering and simplifying mortage and loan applications.
Backed by Founders Fund
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Tally

Helps users overcome credit card debt through automated debt management.
Backed by Kleiner Perkins
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Moov Financial

Powers embedded banking and payment functions through open-source.
Backed by Andreessen Horowitz
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Marqeta

Provides infrastructure and tools to help businesses build card issuing and payment programs.
Backed by Visa
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Finix

Powers in-house payment processing infrastructure systems.
Backed by Lightspeed
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Acorns

Allows users to round up purchases and automatically invest the change.
Backed by Greycroft
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Mercury

Banking for startups.
Backed by Coatue
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Brex

Helps businesses manage money smarter.
Backed by Kleiner Perkins
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Robinhood

Democratizing access to investing.
Backed by Sequoia Capital
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Alloy

Building identity verification APIs that make KYC/AML effective and simple.
Backed by Lightspeed
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Check

Embed payroll in your software platform
Backed by Stripe
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Middesk

Business verification & risk assessment.
Backed by Sequoia Capital
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Nova Credit

The premier cross-border credit reporting agency.
Backed by Kleiner Perkins
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Chipper Cash

Send and receive money across Africa.
Backed by Ribbit Capital
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Ribbon

Giving home buyers the freedom to buy before they sell.
Backed by Greylock
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Capitalize

The easiest way to move your old 401k.
Backed by Greycroft
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Corvus Insurance

Commercial insurance reimagined.
Backed by Canvas Ventures
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Tala

Provides credit access to people in underserved parts of the world.
Backed by Lowercase Capital
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Dwolla

Helps businesses programmatically send and receive funds.
Backed by Union Square Ventures
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Sila

Enables white-label ACH payment processing, money transfers, digital wallets for applications
Backed by Madrona Venture Group
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Petal

Builds the modern credit card through a holistic underwriting model.
Backed by Valar Ventures
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Zero

Combines debit-style functionality with credit card rewards.
Backed by New Enterprise Associates
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Synctera

Connects community banks with FinTech startups through a partnership banking marketplace
Backed by Lightspeed
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Cardless

Helps brands launch co-branded credit card experiences for their superfans.
Backed by Greycroft
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GoCardless

Helps businesses automatically collect and reconcile payments from customers.
Backed by Accel
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Pipe

Helping software business convert MRR into ARR.
Backed by Craft Ventures
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