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Top Fintech Startups 2022

While banking is historically one of the stodgiest systems, it has yielded some of the world’s greatest disruptors like Stripe and Robinhood. For our second annual fintech list, we set out to identify the next generation of financial trailblazers. We convened a panel of industry experts with backgrounds ranging from Index Ventures to Square Capital to determine the top thirty fintechs Seed through Series D. As the ‘post-pandemic reset’ rattles the tech world, the strongest startups are rising to the surface — here’s a peek into who are likely to be the cream of the crop in fintech.

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Judges

Cristina Cordova

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Partner, First Round

Mark Goldberg

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Partner, Index Ventures

Byrne Hobart

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Editor, The Diff

Jacqueline Reses

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CEO, Post House Capital and Co-author, Self Made Boss

Companies

AtoB

Rebuilding global transportation payments.

Backed by General Catalyst

AtoB

Rebuilding global transportation payments.

Backed by General Catalyst

Ramp

The only corporate card designed to help companies spend less.

Backed by Founders Fund

Mercury

Banking for startups.

Backed by Coatue

Check

Embed payroll in your software platform

Backed by Stripe

Esusu

Financial technology platform that leverages data solutions to empower residents and improve property performance.

Backed by SoftBank

Alloy

Building identity verification APIs that make KYC/AML effective and simple.

Backed by Lightspeed

Corvus Insurance

Commercial insurance reimagined.

Backed by Canvas Ventures

Wisetack

Point of sale lending for in-person services.

Backed by Insight Partners

Finix

Powers in-house payment processing infrastructure systems.

Backed by Lightspeed

Catch

The benefits platform for freelancers providing income, taxes, insurance, and retirement management.

Backed by Khosla

Catch

The benefits platform for freelancers providing income, taxes, insurance, and retirement management.

Backed by Khosla

Ascend

Automates insurance payments end-to-end from online customer payments and financing to the distribution of commissions and carrier payables.

Backed by Index Ventures

Lithic

Provides virtual cards and a card issuing platform for businesses and consumers.

Backed by Bessemer Venture Partners

Cardless

Helps brands launch co-branded credit card experiences for their superfans.

Backed by Greycroft

Ampla

Provides tech-enabled financial solutions to help emerging brands grow.

Backed by Forerunner

Moov Financial

Powers embedded banking and payment functions through open-source.

Backed by Andreessen Horowitz

Middesk

Business verification & risk assessment.

Backed by Sequoia Capital

Slope

Buy Now, Pay Later for B2B.

Backed by Union Square Ventures

Modern Treasury

Marries business logic and bank statements by helping companies make sense of payments.

Backed by Benchmark

Nova Credit

The premier cross-border credit reporting agency.

Backed by Kleiner Perkins

Papaya

Uses the power of technology to take the pain out of paying bills.

Backed by Bessemer Venture Partners

Pilot

Pilot is a platform that offers bookkeeping, tax, and CFO services for growing businesses.

Backed by Index Ventures

Truv

With Truv, users can easily connect their payroll account and instantly verify employment, income, and identity.

Backed by Kleiner Perkins

Alpaca

Modularizes the world’s asset management activities through a stock trading API.

Backed by Spark Capital

Cedar

Improves the healthcare financial experience.

Backed by Andreessen Horowitz

Chipper Cash

Send and receive money across Africa.

Backed by Ribbit Capital

Settle

Settle is a fintech platform that automates B2B payments and provides working-capital solutions for businesses.

Backed by Ribbit Capital

Parafin

Builds infrastructure which enables small businesses to get easy access to financial services via platforms they sell on.

Backed by Thrive Capital

Pave

Real-time compensation transparency tools that track, measure, and communicate the total compensation of employees.

Backed by Andreessen Horowitz

Pave

Real-time compensation transparency tools that track, measure, and communicate the total compensation of employees.

Backed by Andreessen Horowitz

Mos

Financial solutions that feature checking accounts, debit cards, and access to financial aid advisors designed for students.

Backed by Tiger Global

Found

Business banking for the self-employed with integrated tools for bookkeeping, taxes, and invoicing.

Backed by Sequoia Capital

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